Healthcare Planning Navigator Index

Section 1:Your Guide to Develop Your Healthcare Personal/Family Planner


Healthcare consumers rarely think or plan about their healthcare.  Consumers spend more time planning for a family vacation than they do healthcare.  The Personal/Family Health Planner is a document that guides the healthcare consumer to develop an annual medical and financial plan.

Healthcare medical and financial events, planned or not planned, can be devastating to an individual or family.  At a minimum, your Personal/Family Health Plan can plan for expected healthcare events, such a new baby, surgical procedure to fix your hip, etc….  In addition, your Personal/Family Health Plan can take into account any chronic health conditions that currently exist and your age.  The older you are, the likelihood exists you will have more medical problems.

Planning for your healthcare annually can be very daunting.  As the healthcare landscape changes, this process will become very important.  Today’s healthcare consumer has been delegated the responsibility to manage their healthcare.  The goal is to help the consumer with a practical approach to plan for their healthcare. The following steps will start the process.

Section 2: Healthcare Medicare/Medicare Advantage, Medicaid and Social Security Navigator

Heading into retirement brings a slew of new topics to grapple with, and one of the most maddening may be Medicare. Figuring out when to enroll in Medicare and which parts to enroll in can be daunting even for the savviest consumers. There’s Part A, Part B, Part D, medigap plans, Medicare Advantage plans and so on. And what the heck is a doughnut hole, anyway?

Medicaid is changing, and our goal is to provide the consumer help to navigate the changes.

Social Security is a HOT TOPIC.  This section will help you navigate changes that may affect you.

Our goal is to help the consumer navigate Traditional Medicare and Medicare Advantage.


  1. Section 1: Your Guide to Develop Your Healthcare Personal/Family Planner
  2. The following will help plan and develop a personal healthcare plan.

  3. Basic Healthcare Questions
  4. Asking questions is a critical first step to understanding your healthcare needs.

  5. Determining your “Healthcare Must Haves”
  6. “Healthcare Must Haves” are the foundation for your annual Personal/Family Health Plan.

  8. Selecting a healthcare plan is very important. Take your time!!

  10. This is a great way to save money.

  12. This is a very critical step in managing your healthcare. Take your time and do your research.

  14. Healthcare money management is very important. Develop a budget.

  15. Section 2: Healthcare Medicare/Medicare Advantage, Medicaid and Social Security Navigator
  16. NEW

  17. SECTION A: Medicare
  18. This section is dedicated to healthcare consumers that have Traditional Medicare.

  19. Medicare Trustees: Hospital insurance fund will run out in 2031 Alan Condon and Jakob Emerson - Friday, March 31st, 2023
  20. Consumer Beware..............Pls read this article!!

  21. Medicare Cracks Down on Deceptive Advertising, Service Denials by Privately-Run Plans
  22. These changes are important to the Healthcare Consumers.

  23. Medicare Advantage, Part D final rule takes aim at insurers BY VICTORIA TURNER MODERN HEALTHCARE
  24. Healthcare consumers need to be aware of these changes.

  25. Government Lets Health Plans That Ripped Off Medicare Keep the Money
  26. More government waste. If only we could recover these monies.

  27. How and Why to Switch from a Medicare Traditional to a Medicare Advantage Plan
  28. Medicare Advantage provides all the benefits offered by Medicare Part A and Part B, and most Medicare Advantage plans also include prescription drug (Part D) coverage. If you’re relatively healthy or you don’t frequently use healthcare, switching to Medicare Advantage could end up saving you money.

  29. How and Why Do You Switch from Medicare Advantage to Original Medicare?
  30. If you’re thinking about changing Medicare plans, you’ll always have the option to switch from Medicare Advantage to Original Medicare and vice versa. However, you may not be able to change your coverage right away. Let’s talk about how and when you can do so.

  31. Section B Medicare Advantage
  32. Issues affecting Healthcare Consumers with Medicare Advantage Plans

  33. Why Medicare Advantage Plans Are Bad
  34. Healthcare Buyers need all the facts. Take a look.

  35. How to Evaluate The Pros and Cons of Medicare Advantage
  36. Planning and evaluating is a critical step to determine what Medicare Plan you need.

  37. Medicare Advantage, Part D final rule takes aim at insurers
  38. More changes to your Medicare Advantage Plan you need to know

  39. Section C: Medicare Trends
  40. Many consumers have Medicare Healthcare Insurance. This section identifies trends affecting the Medicare Consumer.

  41. A Bitter Battle Over the ‘Orphan Drug’ Program Leaves Patients’ Pocketbooks at Risk
  42. Drug Pricing,,,,Buyer Beware

  43. What Is a Medicare Advantage Plan, and Should You Sign Up for One? A STEP-BY-STEP GUIDE
  44. Evaluating the options can be challenging, but there are steps you can follow to make the best decision for yourself.

  45. How are Medicare benefits changing for 2023?
  46. Check out the Key Takeaways

  47. How Many Seniors Have Student Loan Debt and Where Can They Find Help?
  48. Here’s what you need to know about the unique challenges for seniors and student loan debt and the types of student loan debt relief for seniors that are available.

  49. Social Security Recipients Could Get an 8.9% Raise Next Year
  50. Social Security monthly payments are expected to increase by 8.9% next year, according to a new estimate of the 2023 cost-of-living adjustment (COLA) by The Senior Citizens League (TSCL), a nonprofit advocacy group.

  51. Government Watchdogs Attack Medicare Advantage for Denying Care and Overcharging
  52. Medicare Advantage Plans maybe are Denying Care and Overcharging. Read this article to find out more.

  53. Medicare premiums to jump in part due to pricey Alzheimer's drug
  54. Older Healthcare Consumers who are covered under Medicare, be aware of the Premium increase

  55. Compare Original Medicare & Medicare Advantage
  56. This comparison will help you understand the difference between Traditional Medicare and Medicare Advantage.

  57. Bipartisan Bill Would Alert Those Nearing Medicare Age About Late Fees
  58. A Senate-introduced bill aims to inform people before that point — many of whom are unaware of the late-enrollment fees.

  59. Medicare Surprise: Drug Plan Prices Touted During Open Enrollment Can Rise Within a Month
  60. Insurance companies can change what they pay to providers after you buy the plan...BEWARE

  61. Seniors Favor Advantage Plans; Beware of Tradeoffs: Dallas Morning News 11.9.2021
  62. More Benefits but More Restrictions....find out what they are.

  63. Medicare Patients Win the Right to Appeal Gap in Nursing Home Coverage
  64. A three-judge federal appeals court panel in Connecticut has likely ended an 11-year fight against a frustrating and confusing rule that left hundreds of thousands of Medicare beneficiaries without coverage for nursing home care, and no way to challenge a denial.

  65. Medicare to cover at-home COVID-19 tests MAYA GOLDMAN Modern Healthcare
  66. CMS has identified a pathway to enable Medicare coverage of rapid tests, which would close a gap in the federal pandemic response.

  67. Proposed Medicare Advantage Changes Cannot Accurately Be Called ‘Cuts,’ Experts Say
  68. Let's Make sure we understand the future of Medicare Advantage

  69. Section 3: Healthcare Pricing Trends
  70. Medical Pricing has ongoing changes. Tends will help you monitor the changes.

  71. CMS: Tighter price transparency enforcement, standardized requirements for hospitals are on the horizon
  72. The Feds are finally going after hospitals.

  73. Hospitals are back in the hot seat for their prices
  74. Medical Providers have been deficient to publish prices. Check out this article.

  75. Hospitals Often Charge Uninsured People the Highest Prices, New Data Show
  76. Buyer Beware.......understand the pricing policy of the healthcare provider you are going to use. This WILL save you money.

  77. Methodology: How the WSJ Analyzed Hospital Pricing Data
  78. As of January, U.S. hospitals are required to disclose the rates for all services that they have negotiated with insurers and the price they charge uninsured people who pay out of their own pocket

  79. Enacted Healthcare State Legislation: Pricing and Disclose of Healthcare Costs
  80. A state by state listing of all legislation that protects the healthcare consumer

  81. Section D: Medicaid
  82. This section helps you navigate the Medicaid maze.

  83. DACA ‘Dreamers’ Would Be Eligible for Government Healthcare Under New Rule
  84. Very Important News,,,Consumers need to know.

  85. 10 Things to Know About the Unwinding of the Medicaid Continuous Enrollment Provision
  86. Important information for Medicaid recipients to know.

  87. Here's What To Do If You'll Lose Medicaid Coverage When the Pandemic Emergency Ends
  88. VERY IMPORTANT,,,,If you are on Medicaid, you need to read this article by Very well Health

  89. How to Apply for Medicaid and CHIP
  90. How to apply for Medicaid and Chips

  91. Medicaid: What to Watch in 2023
  92. Medicaid has published changes. Find out what they are.

  93. The first 5 states to disenroll residents from Medicaid: 7 notes Mariah Taylor Becker's
  94. As we reported, the process has started.

  95. Section E: Social Security
  96. Navigating changes in Social Securit

  97. Social Security Recipients Just Got Some Really Bad News Story by Maurie Backman The Motley Fool
  98. Read this to determine your risk

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