Healthcare Planning Navigator Index

Your Guide to Develop Your Healthcare Personal/Family Planner

Introduction

Healthcare consumers rarely think or plan about their healthcare.  Consumers spend more time planning for a family vacation than they do healthcare.  The Personal/Family Health Planner is a document that guides the healthcare consumer to develop an annual medical and financial plan.

Healthcare medical and financial events, planned or not planned, can be devastating to an individual or family.  At a minimum, your Personal/Family Health Plan can plan for expected healthcare events, such a new baby, surgical procedure to fix your hip, etc….  In addition, your Personal/Family Health Plan can take into account any chronic health conditions that currently exist and your age.  The older you are, the likelihood exists you will have more medical problems.

Planning for your healthcare annually can be very daunting.  As the healthcare landscape changes, this process will become very important.  Today’s healthcare consumer has been delegated the responsibility to manage their healthcare.  The goal is to help the consumer with a practical approach to plan for their healthcare. The following steps will start the process.

INDEX

  1. Section I: Basic Healthcare Questions
  2. Asking questions is a critical first step to understanding your healthcare needs.

  3. Section II: Determining your “Healthcare Must Haves”
  4. “Healthcare Must Haves” are the foundation for your annual Personal/Family Health Plan.

  5. Section III: SELECTING YOUR HEALTH INSURANCE PLAN
  6. Selecting a healthcare plan is very important. Take your time!!

  7. Section IV: SELECTING A HEALTHCARE SPENDING ACCOUNT (HSA) OR FLEX SPENDING ACCOUNT (FSA)
  8. This is a great way to save money.

  9. Section V: SELECTING YOUR HEALTHCARE PROVIDERS
  10. This is a very critical step in managing your healthcare. Take your time and do your research.

  11. Section VI: YOUR HEALTH PLAN BUDGET
  12. Healthcare money management is very important. Develop a budget.

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